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Compare and apply for Personal Loan Online.
Apply Online To Check Instant Eligibility
Rs.30 Lakh For Up To 5 Years.
Interest Rates Starting At 10.25% Per Annum
Processing Fee Of 0% To 4% Of The Loan Amount + GST .
Disclosure : Our Services Are Free . We Do Not Support Intra Day Or Short Terms Loans .
In general, Personal Loan is an unsecured loan which is taken by an individual from bank or a non-banking financial organization to fulfil their personal financial needs. An individual can take loan on the basis of key criteria such as employment record , income and their repayment capacity etc.
Personal Loan Disclosure
A Personal loan is unsecured loan that can be taken for various reason like travelling, education, emergencies etc.
• APR(Annual Percentage Rate): vary from 10% to 35% based on customer profile and credit score.
• Repayment Period: 12 Months to 60 Months
• Processing Fee: For Personal loan it vary from 1 to 4% of the loan amount plus GST. example for personal loan upto 2 lakhs the processing fee with 1% interest will be Rs 2000 to Rs 4000 + GST depending upon the lenders policy
• Pre-Payment Charges: prepayment option may apply or not it is depend upon lenders . if applicable then it will be 0-4% + GST
Representative Example:For the loan of Rs. 5 lakh at the rate of 10% with repayment tenure of 5 years, your EMI will be Rs 10624/-. The total payable amount at the end of 5 years will be Rs 637411. Therefore, your total payable interest amount will be of Rs 137411.
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Eligibility Criteria
Age : for salaried person : 21 years to 60 years & for Self-Employed : 22 years to 55 years
Net Monthly Income :for salaried person- Rs.12,000 & for Self-Employed : Rs.30,000
Minimum Loan Amount :for salaried person-Rs.100000 & for Self-Employed : Rs.100000
Maximum Loan Amount :for salaried person Rs.20 lakh & for Self-Employed :Rs.15 lakh
Friendship Day is enthusiastically celebrated every year by many countries.
The traditional celebrations include meeting with friends and exchanging of cards, flowers and gifts.
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Documentes needs
Proof of Identity for Salaried Individuals Passport, Voter’s ID, Driving License or PAN Card and for Self Employed Passport, Voter’s ID, Driving License or PAN Card
Proof of Residence for Salaried Individuals Passport or utility bills and for Self Employed Passport or utility bills
Proof of Income for Salaried Individuals Bank statement of salary account for the past two years for Self Employed Audited financial statement of the past two years
How To Apply Personal Loan
If you want to apply for personal loan you have to go through following steps . The application process is very clear and simple .
Apply online by filling the form using your details like employment history, financial details, email etc.
Choose the loan amount and repayment tenor.
Once details submitted will check and verify your details.
Our executive will get in touch of you.
Disbursal of your loan within 24 hours of approval.
Representative Example: For the loan of Rs. 10 lakh at the rate of 10.25% with repayment tenure of 5 years, your EMI will be Rs 21,370/-. The total payable amount at the end of 5 years will be Rs 2,82,216. Therefore, your total payable interest amount will be of Rs 12,82,216.
Send one of our greeting cards, stickers, quotes/messages on friendship day to wish them.
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